Our home reversion plans

Home & Capital Trustee Company has a range of cash plans to suit your requirements, providing total security and financial freedom.

Each plan is SHIP endorsed and offers the following benefits:

• Tax-free cash, in return for all or part of your home, to spend as you choose.
• Certainty of what you own or leave to your estate.
• The legal right to remain in your home, rent free, for life.
• The freedom to move house, without penalty, enjoying the benefits of the plan in your new home.

The Home & Capital maximum cash release plan –

• Release maximum cash in a single tax free lump sum through the 100% sale of your property.

The Home & Capital retained equity plan –

• Release enough for your current requirements, retaining a % of the ownership, which can be sold in the future.
• Benefit from any future increase on property value on the % you retain.

The Home & Capital maximum drawdown plan -

• Release maximum cash, in stages, to suit your immediate and future requirements through a pre-agreed 100% sale of your property.

The Home & Capital retained equity drawdown plan -

• Release enough for your current requirements, in stages, retaining a % of the ownership, which can be sold in the future.
• Benefit from any future increase in property value on the % you retain.

This is a home reversion plan. To understand the features and risks, request a personalised illustration here.

Alternatively, please call our Enquiry Centre free on 0800 253657.