Miss Knight, Isle of Wight

Having retired from the NHS, Miss Knight thought that she would be in a position to lead a quiet and financially problem free life. Unfortunately things did not work out that way. Coping with an “interest only” mortgage and a bank loan to cover unforeseen expenses, she decided to get in touch with Home & Capital to see if there might be another way.

As a result of a visit by her local representative, Miss Knight took out a partial home reversion plan to clear her debts which also left sufficient funds enabling her to redecorate her house, have a holiday and still keep some aside for emergencies.

“I am very grateful for the advice I received. Since then, not only have I been coping very adequately but I am now actually saving money regularly - and still going on exotic holidays! I have just paid for a Caribbean Cruise with a friend, something I have always wanted to do!”

All case studies have been reproduced with the kind permission of our clients.