Privacy Policy

Who we are

Home & Capital Trust Group Ltd is an equity release company, incorporating three companies registered with the Financial Services Authority (FSA);

Home & Capital Advisers Ltd (FSA number 438338)

Home & Capital Trust Ltd (FSA number 464223)

Home & Capital Trustee Company Ltd (464862)

Your data

The pages on this website are directed at United Kingdom residents only. The information that we collect via this website may include:- Any personal details that you type in and submit such as your name, address, email address, telephone number.

Data that allows us to remember you - this saves you from re-keying information when you return to the site and allows us to arrange our website content to match your preferred interests. We use "cookies" to collect this data. Cookies are text-only strings of information that are stored on your web browser or hard disk. You have the ability to accept or decline cookies by modifying the settings of your web browser.

Your IP address (this is your computer's individual identification number for internet connection) that is automatically logged by our web server.

Your preferences and use of email updates that are recorded by emails we send you (only if you have selected to receive email updates).

Use of your data

Home & Capital Trust Group Ltd is committed to respecting your privacy and any personal information that we obtain from this website will be collected and used in accordance with the Data Protection Act 1998 and other applicable UK legislation. The information we collect may be used;

For the purposes of administration by us and your intermediary (if you have one) and may be disclosed to regulatory bodies for the purposes of monitoring and/or enforcing our compliance with any regulatory requirements.
For research and statistical purposes.
For communication of changes and/or developments to our products or services as they apply to you.

Home & Capital Trust Group Ltd may use your information to keep you informed by email or direct mail about our products and services that may be of interest to you. If you do not wish to receive these, please ensure that the relevant box at the end of the enquiry form contains a tick when entering your personal details. However, you can contact us at any time to have your details removed from lists used by us for direct marketing purposes.

We use a third party advertising company, Atlas, to serve ads on our behalf across the Internet. Atlas may collect anonymous information about your visits to our website, and your interaction with our ads. For instance, it may keep track of how many of our ads you had seen before visiting our site. This is primarily accomplished through technology provided by Atlas, including cookies and Action Tags (commonly referred to as a Web Beacons or GIF tags), which we place on various places within our website.

Atlas does not collect any personally identifiable information through the use of Atlas’ technology. From time to time, we may share anonymous information with Atlas in an aggregate form, for purposes of analysis and improvement of our site. Atlas may use information about your visits to this and other websites in order to provide ads about goods and services of interest to you. If you would like more information about this practice or the process of opting out of Atlas’ cookies, please ‘click here’

Your rights

You have the right to request a copy of any information we hold about you. Please write to us at;

Home & Capital Trust Group Ltd

31 Goldington Road

Bedford

MK40 3LH