We provide a lump sum and staged payment home reversion plan.

Both plans provide the option to release a percentage of the property value up to 100%. We also refund the valuation fee and make a contribution towards solicitor's fees.

Click here to find out more about the details of our home reversion plans .

Home & Capital Trustee Company Ltd normally pays 3% commission of the initial amount released, within one month of completion.

No, we do not charge an arrangement fee for our home reversion plans. Your client is required to pay a valuation fee upon application, which is refunded upon receipt of funds. Home & Capital will also reimburse £250 of your client's solicitor fees.

We have a panel of surveyors, which we provide to customers, however they can use their own surveyor if qualified with the Royal Institute of Chartered Surveyors (RICS). Surveyors must comply with Safe Home Income Plans (SHIP) criteria.

The minimum amount for a lump sum release is £20,000 and the maximum £85,000. If our staged payment plan is more suitable, the minimum initial release is £5,000.

No. Our minimum age is 65, but we do not have a maximum.

We provide a guide time of approximately 3 months from receipt of application to receipt of funds. Please note that if something should hold up the application process, we will always endeavor to resolve it as soon as possible.

Any outstanding payments due to your client are paid to their Estate, net of unearned interest. Alternatively, the payments can continue on the due dates in full to the planholder's estate.

No; any money raised from equity release is tax free, unless it is invested, earning interest or dividends, which would be liable to income tax in the usual way.

No, there are no restrictions on when a customer can request a top-up, however top-ups are not guaranteed. It is important to note that should property values have fallen since the original plan was completed, there may be less money available.