Yes you can. As a member of Safe Home Income Plan members (SHIP), we ensure our customers have the right to move house. We normally suggest you find a property that costs less than the sale price of your existing home, so that you don't have to find additional funds.

There may be some adjustments to your plan if you purchase a leasehold property.

This will depend on your particular plan, however if you still own an interest in your home, costs are divided between you and Home & Capital (this excludes costs such as removals, furniture).

No, the sale of your current home provides the funds to buy your new one, just as if you did not have a plan.<br><br> It is advisable to actively look for your new home before accepting an offer on your current home, to ensure the sale and purchase can be tied in together.

No, we will do that for you. If you still own an interest in your home, we will discuss choosing the right agent for you and the asking price of your property before we start marketing. We also inform you of any offers received.

In addition, we will appoint a solicitor to act on the sale and transfer of your plan to the new home.

Purchase will depend on the availability of additional funds to achieve the higher value.

This can be from your own savings or, if you wish, and still own part of your home, by releasing further equity through your plan. Contact us about your options for purchasing a new property.

Yes, depending on the company. Please call us on 0845 456 0821 for more details.

Yes, however you must write to us first, as we may require specific details and in some cases permission may be needed.

Of course, however they will be required to sign a waiver and we ask that you sign an indemnity. Please call us on 0845 456 0821 for more details.