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in your home
in your home
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can work for you
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Statistics and information
Regulation
Advising, arranging or administering Equity Release products and providing Home Reversion plans is fully regulated by the Financial Services Authority (FSA).
Home & Capital is a trading name of the following limited companies, which are registered in England and whose registered office is: 31 Goldington Road, Bedford, Bedfordshire, MK40 3LH;
The Home & Capital Trust Group Ltd (Company number 5067884);
Home & Capital Advisers Ltd (Company number 5513112; FSA number 438338) - authorised to provide Equity Release advice and arrange plans;
Home & Capital Trustee Company Ltd (Company number 1022327; FSA number 464862) - authorised to provide Equity Release products;
Home & Capital Trust Ltd (Company number 2100684; FSA number 464223) - authorised to administer Equity Release products.
In common with other financial products, the design of the product itself is not regulated by the FSA. Here, the standards set by SHIP are important, as they go beyond the requirements of the regulator to improve consumer protection. In addition, SHIP members have agreed not to arrange plans without suitable professional advice.
A founder member of Safe Home Income Plans (SHIP)