Unlock the cash tied up
in your home
How Equity Release
can work for you
Support for advisers and professionals
Statistics and information


Winner of the What Mortgage Award Best Equity Release Adviser 2008



Your guide to Equity Release.

 

How to unlock the value in your home.

 

Equity Release can help you to enjoy a more comfortable retirement by unlocking the cash tied up in your home. It's what Home & Capital have specialised in since 1978.

We're living longer - so our pensions have to stretch further

 

The less than good news is that because we're living longer, our pensions will have to stretch further. In some cases much further!

 

The Office of National Statistics estimates that over the next 30 years or so, the number of people aged 80 and over - the fastest growing age group - will increase markedly.

 

Take a look at the chart below. It shows that in 1981 there were just over 1.5 million people aged 80 years and over. Today there are nearly 2.75 million - with no sign that this trend will slow.*

 

Indeed, there are even estimates that suggest by 2036, more than 3.5 million people will be aged 80 and over.**

 

 

Charts/chart

 

Want to unlock the cash tied up in your home?

 

Click here for the FSA guide "Raising money from your home"

 

This may involve an Equity Release product. To understand the features and risks please ask for a personalised illustration.

 

There are two main types of Equity Release ...